Empower yourself with the latest finance, real estate and tax information to succeed in Surrey 2012 and beyond.  Walk through the 10 best kept bank financing secrets, get an in depth understanding of the real estate climate in Surrey today and learn about the tax benefits and consequences of your decisions for the future.  Get your questions answered and listen to what your community has to say.  Learn what you NEED to know from subject matter experts.  Apply this knowledge for a more powerful, financially savvy you!  Please join us on Tuesday, November 29th from 6:00pm - 7:30pm.   

***LIMITED SEATING.   Door Prizes, Copy of Presentations and more!*** 

AGENDA:

5:30pm- 6:00pm:  Registration

6:00pm-6:05pm:   Introduction

6:05pm-6:15pm:   Using the Bank's Money for Your Gain

                                 I.   Common financing mistakes

                                 II.  What you don't know can hurt you

                                III.  How to maximize cashflow

                                IV.  Millionaire secrets: Smith Maneuver

                                 V.  You're never 'stuck' in a mortgage

6:15pm-6:25pm:   Real Estate in Surrey: Sell, Buy or Rent?

                                 I.   Canadian economy and Surrey climate

                                II.    What you need to know: buy, sell or rent

                                III.   Trends for 2012 and future

6:25pm-6:40pm:  100% Tax Deductions

                                I.   Tax deduction mistakes

                               II.   Self employed benefits 

                              III.   Rental home tax advantages

                               IV.  Non taxable and taxable expenses  

                               V.  CRA tax direction for real estate 

6:40pm-7:30pm:  Question and Answer Period/Community Comments

EXPERT GUEST SPEAKERS:

Bob Sanghara.   One of the youngest people to achieve partner status at the prestigious accounting firm Smythe Ratcliffe, Bob Sangara leads the firm's taxation practice and is also Chair of the Real Estate and Construction Division.    In addition, Bob is the Chair of the Canada Revenue Agency Income Tax Liaison committee, a member of the PFK Canadian Tax Interest Group, a member of Canadian Tax Foundation and mentor of Vancouver Board of Trade Leaders of Tomorrow Program.  Regarded as one of the top tax experts in Canada, his specalty includes business reorganizations, corporate restructuring, estate and succession planning, personal tax planning and advising on partnerships and trusts

Tammy Evans.  Member of the exclusive RE/MAX Hall of Fame group, Tammy is one of the most respected Real Estate Agents in the Surrey market today.  With over 20 years in the industry, Tammy has helped thousands of buyers, sellers realize their dreams and is considered a subject matter expert, appearing on television, radio and magazines throughout British Columbia.    

Harp Atwal & Joyti Bharaj.   As one of the leading bankers in the industry today, Harp has consistently been a top producer throughout his career in the Surrey region. Now a Specialist with RBC Royal Bank, (partnering with Joyti Bharaj), Harp has also worked at TD Canada Trust and HSBC.  His 15+ years as one of the top mortgage specialists in Canada gives him unique insight to teach his clients how get the most value from the banking system.